Cost of Living in Finland

If you've ever considered moving to Finland, one of the first questions that likely crossed your mind is, "What is the cost of living in Finland?" After all, it's essential to have a clear picture of your potential expenses before making such a life-changing decision. At this page, we'll dive into the nitty-gritty of the cost of living in Finland and whether the reported $2232 per month figure aligns with the average monthly salary of $2365.4.

Restaurants
Markets
Transportation
Childcare
Clothing
Rent Per Month
Buy Apartment
Salaries
Finland
restaurant

Restaurants

Price

World Range

Meal, Inexpensive Restaurant

11.46 $

Meal for 2 People, Mid-range Restaurant, Three-course

71.63 $

McMeal at McDonalds (or Equivalent Combo Meal)

8.12 $

Domestic Beer (1 pint draught)

5.73 $

Imported Beer (12 oz small bottle)

6.69 $

Cappuccino (regular)

3.59 $

Coke/Pepsi (12 oz small bottle)

2.32 $

Water (12 oz small bottle)

1.47 $

store

Markets

Price

World Range

Milk (regular), (1 gallon)

0.92 $

Loaf of Fresh White Bread (1 lb)

2.01 $

Rice (white), (1 lb)

2.07 $

Eggs (regular) (12)

2.21 $

Local Cheese (1 lb)

6.67 $

Chicken Fillets (1 lb)

9.63 $

Beef Round (1 lb) (or Equivalent Back Leg Red Meat)

14.31 $

Apples (1 lb)

2.15 $

Banana (1 lb)

1.59 $

Oranges (1 lb)

2.09 $

Tomato (1 lb)

3.19 $

Potato (1 lb)

1.0 $

Onion (1 lb)

1.41 $

Lettuce (1 head)

1.66 $

Water (1.5 liter bottle)

1.4 $

Bottle of Wine (Mid-Range)

11.46 $

Domestic Beer (0.5 liter bottle)

2.53 $

Imported Beer (12 oz small bottle)

3.05 $

Cigarettes 20 Pack (Marlboro)

8.6 $

commute

Transportation

Price

World Range

One-way Ticket (Local Transport)

2.87 $

Monthly Pass (Regular Price)

55.39 $

Taxi Start (Normal Tariff)

5.73 $

Taxi 1 mile (Normal Tariff)

1.48 $

Taxi 1hour Waiting (Normal Tariff)

44.89 $

Gasoline (1 gallon)

2.13 $

Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)

25452.73 $

Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)

25868.39 $

mark_as_unread

Utilities (Monthly)

Price

World Range

Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment

111.96 $

1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans)

0.07 $

Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)

21.76 $

kitesurfing

Sports And Leisure

Price

World Range

Fitness Club, Monthly Fee for 1 Adult

37.15 $

Tennis Court Rent (1 Hour on Weekend)

23.54 $

Cinema, International Release, 1 Seat

14.33 $

child_friendly

Childcare

Price

World Range

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child

287.26 $

International Primary School, Yearly for 1 Child

6471.77 $

checkroom

Clothing And Shoes

Price

World Range

1 Pair of Jeans (Levis 501 Or Similar)

82.12 $

1 Summer Dress in a Chain Store (Zara, H&M, ...)

35.55 $

1 Pair of Nike Running Shoes (Mid-Range)

77.35 $

1 Pair of Men Leather Business Shoes

114.82 $

night_shelter

Rent Per Month

Price

World Range

Apartment (1 bedroom) in City Centre

779.61 $

Apartment (1 bedroom) Outside of Centre

630.58 $

Apartment (3 bedrooms) in City Centre

1151.15 $

Apartment (3 bedrooms) Outside of Centre

910.62 $

home

Buy Apartment Price

Price

World Range

Price per Square Feet to Buy Apartment in City Centre

4588.23 $

Price per Square Feet to Buy Apartment Outside of Centre

2773.83 $

account_balance_wallet

Salaries And Financing

Price

World Range

Average Monthly Net Salary (After Tax)

2365.4 $

Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate

1.39 %

Finland

How Safe Is Finland for Travel?
Warnings & Dangers in Finland

OVERALL RISK: LOW

Finland is very safe to visit, and its capital, Helsinki, is ranked 9th on the list of safest and most dangerous cities in the world. Use your common sense and your trip should go smoothly.

TRANSPORT & TAXIS RISK: LOW

Transportation in Finland is very safe and reliable, even though the roads can get a bit dangerous during winter. Also, be careful on public transport, as it's the place where pickpockets operate.

PICKPOCKETS RISK: LOW

Helsinki is filled with tourists, and naturally it attracts a bunch of pickpockets and here's the strange part: they are usually foreigners! Be careful when carrying your valuables and never leave them out of your sight.

NATURAL DISASTERS RISK: LOW

As for natural disasters, Finland is threatened by occasional flooding during winter, as well as snow storms: snow can start falling as early as November and continue falling until May and many parts and cities of Finland have a thick layer of blanket of snow. However, generally, Finland doesn't have many natural disasters to worry about.

MUGGING RISK: LOW

Do not fear mugging or kidnapping in Finland, since it is a rare occurrence here. Still, do not accept any unsolicited help or drinks from anyone you don't know (even though drink spiking is also not an issue in this country).

TERRORISM RISK: LOW

There haven't been recent terrorist attacks in Finland, but they shouldn't be ruled out, so you should remain vigilant and be aware of your surroundings at all times.

SCAMS RISK: LOW

Finland is not actually known for scams, but where there are tourists - there will always be scams. Bear in mind that Finnish police are one of the least corrupt in the world, and they never take money to let you off the hook. So do not ever give money to a person who presents him/herself as a police officer.

WOMEN TRAVELERS RISK: LOW

Women traveling alone should have no problems in Finland. You should use your common sense, and be careful at night, avoid desert and poorly lit streets, and finding yourself alone with strange people in abandoned areas. Apart from that, you should have no safety problems in Finland.

Useful Information & Tips
credit_card

Visas

Most countries do not need a visa to enter Finland for any stays shorter than 90 days. Any longer than than, you will have to obtain a visa. Finnish government might require for you to prove your paying ability, in order to prove you are able to finance your entire trip. Also, make sure your passport is valid for at least 6 months after your planned date of return. However, if you are not sure about your visa status, visit www.doyouneedvisa.com which will let you know whether or not you need visa based on your nationality and the country you want to visit.

currency_exchange

Currency

The official currency in Finland is euro. ATMs are widely available and credit cards accepted in most establishments. It is advised that you exchange your money in official banks and exchange offices.

cloudy_snowing

Weather

The best time to visit Finland varies from month to month and depends on the goal of your trip: for plenty of snow and winter activities, spending time with Santa in Lapland and riding a husky driven sleigh, December to March is the best time for you. For springtime sun and fresh post-winter air, April to May is the period. For long and warm summer days, opt for June, July and August. During summer days, the temperature is about 15-20°C, and during winter, the temperature drops as low as -25 °C.

flight_takeoff

Airports

The main and busiest airport in Finland is the Helsinki Airport in Vantaa. Helsinki-Malmi is the second-busiest airport in Finland.

health_and_safety

Travel Insurance

Just like anywhere else, we recommend getting travel insurance when traveling to Finland, since it covers not only medical problems, but also theft and loss of valuables.

Comparison of the Cost Of Living in Finland with other countries

Cost of living in countries