Are you considering a move to Champaign, Illinois, United States, and wondering about the cost of living? Champaign, Illinois is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Champaign, Illinois and help you understand whether $2456 per month is moderately priced, given the average monthly salary of $4126.43.
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Restaurants |
Price |
World Range |
|---|---|---|
|
Meal, Inexpensive Restaurant |
14.0 $ |
|
|
Meal for 2 People, Mid-range Restaurant, Three-course |
62.5 $ |
|
|
McMeal at McDonalds (or Equivalent Combo Meal) |
8.0 $ |
|
|
Domestic Beer (1 pint draught) |
5.5 $ |
|
|
Imported Beer (12 oz small bottle) |
7.5 $ |
|
|
Cappuccino (regular) |
3.8 $ |
|
|
Coke/Pepsi (12 oz small bottle) |
1.62 $ |
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|
Water (12 oz small bottle) |
1.0 $ |
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Markets |
Price |
World Range |
|---|---|---|
|
Milk (regular), (1 gallon) |
0.92 $ |
|
|
Loaf of Fresh White Bread (1 lb) |
3.12 $ |
|
|
Rice (white), (1 lb) |
4.0 $ |
|
|
Eggs (regular) (12) |
4.17 $ |
|
|
Local Cheese (1 lb) |
12.49 $ |
|
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Chicken Fillets (1 lb) |
7.44 $ |
|
|
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
14.05 $ |
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|
Apples (1 lb) |
3.69 $ |
|
|
Banana (1 lb) |
1.6 $ |
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Oranges (1 lb) |
3.86 $ |
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Tomato (1 lb) |
3.58 $ |
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|
Potato (1 lb) |
2.92 $ |
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|
Onion (1 lb) |
2.98 $ |
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Lettuce (1 head) |
2.56 $ |
|
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Water (1.5 liter bottle) |
1.42 $ |
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|
Bottle of Wine (Mid-Range) |
12.0 $ |
|
|
Domestic Beer (0.5 liter bottle) |
2.83 $ |
|
|
Imported Beer (12 oz small bottle) |
4.17 $ |
|
|
Cigarettes 20 Pack (Marlboro) |
9.0 $ |
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Transportation |
Price |
World Range |
|---|---|---|
|
One-way Ticket (Local Transport) |
1.0 $ |
|
|
Monthly Pass (Regular Price) |
20.0 $ |
|
|
Taxi Start (Normal Tariff) |
4.0 $ |
|
|
Taxi 1 mile (Normal Tariff) |
1.8 $ |
|
|
Taxi 1hour Waiting (Normal Tariff) |
20.0 $ |
|
|
Gasoline (1 gallon) |
0.96 $ |
|
|
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
30975.0 $ |
|
|
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
20000.0 $ |
|
|
Utilities (Monthly) |
Price |
World Range |
|---|---|---|
|
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
166.67 $ |
|
|
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) |
-- |
|
|
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
58.33 $ |
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|
Sports And Leisure |
Price |
World Range |
|---|---|---|
|
Fitness Club, Monthly Fee for 1 Adult |
55.0 $ |
|
|
Tennis Court Rent (1 Hour on Weekend) |
8.0 $ |
|
|
Cinema, International Release, 1 Seat |
12.0 $ |
|
|
Childcare |
Price |
World Range |
|---|---|---|
|
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1050.0 $ |
|
|
International Primary School, Yearly for 1 Child |
9000.0 $ |
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Clothing And Shoes |
Price |
World Range |
|---|---|---|
|
1 Pair of Jeans (Levis 501 Or Similar) |
42.33 $ |
|
|
1 Summer Dress in a Chain Store (Zara, H&M, ...) |
48.0 $ |
|
|
1 Pair of Nike Running Shoes (Mid-Range) |
85.0 $ |
|
|
1 Pair of Men Leather Business Shoes |
126.67 $ |
|
|
Rent Per Month |
Price |
World Range |
|---|---|---|
|
Apartment (1 bedroom) in City Centre |
833.33 $ |
|
|
Apartment (1 bedroom) Outside of Centre |
633.33 $ |
|
|
Apartment (3 bedrooms) in City Centre |
1752.5 $ |
|
|
Apartment (3 bedrooms) Outside of Centre |
1400.0 $ |
|
|
Buy Apartment Price |
Price |
World Range |
|---|---|---|
|
Price per Square Feet to Buy Apartment in City Centre |
1399.31 $ |
|
|
Price per Square Feet to Buy Apartment Outside of Centre |
1399.31 $ |
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Salaries And Financing |
Price |
World Range |
|---|---|---|
|
Average Monthly Net Salary (After Tax) |
4126.43 $ |
|
|
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate |
6.47 % |
|
The monthly expenses for living in Champaign, Illinois come to a total of approximately $2456. This includes an average monthly rent of around $833 for a one-bedroom apartment in the city center, along with utilities costing about $195 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $821 per month.
Living in Champaign, Illinois appears to be relatively budget-friendly when considering the average monthly income of $4126.43. However, to enjoy a comfortable standard of living in Champaign, Illinois, you would likely need an income exceeding $4126.43.
In Champaign, Illinois, the average monthly post-tax salary hovers around $4126.43, and it isn't tied to any particular skillset or qualification.
The typical monthly rent for a one-bedroom apartment in the central area of Champaign, Illinois is approximately $833. If you're open to living in a location outside the city center, you can expect to pay around $633.33 for such an apartment.
The expense for groceries in Champaign, Illinois can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $647 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.
The cost of living in United States can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout United States.
There's low risk with one caveat. Champaign has seen a massive increase in gun violence over the past few years. In 2021, the city broke records with 243 shootings, and 16 people were killed in gun violence. The city and law enforcement are taking immediate and swift action to tackle this growing problem.
The Champaign-Urbana Mass Transit District (MDT) provides local transportation between the two cities. Taxis and rideshares are also available. There's low risk with whichever option you choose. There are parts of the city that are walkable, but to get between the two cities, you'll definitely need your own transportation choice.
The theft rates are actually lower than the national average, which is a nice break from the increasing gun violence. There's a low risk of getting pickpocketed or having a purse snatched, but when attending one of the many festivals in the city, you should use extra caution.
You're going to face the risk of tornadoes and severe weather from spring through fall, with spring being particularly tough. Winters will bring snow and ice, but it's rare a snowstorm shuts down the city. Small earthquakes are also possible. While there's low risk on an average day, that risk goes to medium in spring during tornado season.
There's a one in 1003 chance of being a robbery victim, which is higher than in many other communities. Given the increase in violence, I want to err on the side of caution and call this a medium risk. If you are ever robbed, don't fight back. Just hand over your belongings and remember as much information as you can to give to the police.
There's a low risk of Champaign being a hard target. Between Chicago and St. Louis, which are both just hours away by car, those two cities are more likely to be terror targets than Champaign-Urbana.
Several scams are going around the area in mid-2022, many of which are targeted at locals. The one I'd warn you about is a scam where someone tells you that you won a contest (which you never entered). Never buy gift cards or wire money as part of a process, whether it's claiming a prize or renting a home.
The sexual assault rate is more than twice the national average. Given that this is a college town, there are a lot of places to party and that could lead to you letting your guard down and ending up in a dangerous situation. Always be responsible when drinking and don't take a drink you didn't see prepared so you can avoid someone slipping a drug into your drink. Always leave a napkin over the top of your drink as well. If you practice these good safety steps and avoid wandering around at night by yourself, you'll have a low risk.
Nearly $200 million was invested into the water treatment process in Champaign in 2021, leading to another year of a water quality report that showed no violations and passed all requirements. You can feel safe drinking the water here with low risk.
The Visa will be presented when you enter the United States after you go through the approval process which can take up to four months. You'll also need a passport. Once out of the airport, you can travel freely through Illinois without needing a Visa.
The U.S. Dollar is the only form of currency accepted here. It's wise to use one credit card for all purchases and you really have little need for cash. In fact, many of the attractions here are free.
Four seasons make their presence known here, with bitter cold in the winter, beautiful but potentially storm-ravaged spring days, hot and humid summers, and crisp fall evenings with plenty of apple orchards to visit. Temperatures can fluctuate day-to-day, so bring layers in the fall through spring.
Willard Airport is the commercial airport in town and it's just seven miles from Champaign. It's a rather small airport. You can choose to drive to St. Louis or Chicago for bigger airports, but each is going to be about a three-hour drive.
You definitely want travel insurance to cover flight delays, lost baggage, and any incidentals that might occur during your trip. Check to see what kind of coverage comes from "acts of mother nature" since severe weather can happen year-round in Champaign.
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 34°F | 38°F | 51°F | 64°F | 75°F | 83°F | 85°F | 83°F | 77°F | 65°F | 51°F | 38°F |
| Temp | 26°F | 29°F | 40°F | 52°F | 63°F | 72°F | 75°F | 73°F | 66°F | 54°F | 42°F | 30°F |
| Low | 20°F | 23°F | 33°F | 43°F | 53°F | 62°F | 65°F | 63°F | 56°F | 44°F | 34°F | 24°F |
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 1°C | 3°C | 10°C | 17°C | 23°C | 28°C | 29°C | 28°C | 25°C | 18°C | 10°C | 3°C |
| Temp | -3°C | -1°C | 4°C | 11°C | 17°C | 22°C | 23°C | 22°C | 18°C | 12°C | 5°C | -1°C |
| Low | -6°C | -5°C | 0°C | 6°C | 11°C | 16°C | 18°C | 17°C | 13°C | 6°C | 1°C | -4°C |