Are you considering a move to Somerset, Kentucky, United States, and wondering about the cost of living? Somerset, Kentucky is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Somerset, Kentucky and help you understand whether $2286 per month is moderately priced, given the average monthly salary of $4583.33.
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Restaurants |
Price |
World Range |
|---|---|---|
|
Meal, Inexpensive Restaurant |
20.0 $ |
|
|
Meal for 2 People, Mid-range Restaurant, Three-course |
60.0 $ |
|
|
McMeal at McDonalds (or Equivalent Combo Meal) |
8.5 $ |
|
|
Domestic Beer (1 pint draught) |
3.5 $ |
|
|
Imported Beer (12 oz small bottle) |
4.0 $ |
|
|
Cappuccino (regular) |
4.0 $ |
|
|
Coke/Pepsi (12 oz small bottle) |
2.75 $ |
|
|
Water (12 oz small bottle) |
-- |
|
|
Markets |
Price |
World Range |
|---|---|---|
|
Milk (regular), (1 gallon) |
0.96 $ |
|
|
Loaf of Fresh White Bread (1 lb) |
2.25 $ |
|
|
Rice (white), (1 lb) |
3.86 $ |
|
|
Eggs (regular) (12) |
3.99 $ |
|
|
Local Cheese (1 lb) |
11.67 $ |
|
|
Chicken Fillets (1 lb) |
8.82 $ |
|
|
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
19.53 $ |
|
|
Apples (1 lb) |
7.72 $ |
|
|
Banana (1 lb) |
1.21 $ |
|
|
Oranges (1 lb) |
6.59 $ |
|
|
Tomato (1 lb) |
6.34 $ |
|
|
Potato (1 lb) |
6.6 $ |
|
|
Onion (1 lb) |
4.95 $ |
|
|
Lettuce (1 head) |
1.84 $ |
|
|
Water (1.5 liter bottle) |
3.75 $ |
|
|
Bottle of Wine (Mid-Range) |
12.0 $ |
|
|
Domestic Beer (0.5 liter bottle) |
1.43 $ |
|
|
Imported Beer (12 oz small bottle) |
1.5 $ |
|
|
Cigarettes 20 Pack (Marlboro) |
7.0 $ |
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Transportation |
Price |
World Range |
|---|---|---|
|
One-way Ticket (Local Transport) |
-- |
|
|
Monthly Pass (Regular Price) |
-- |
|
|
Taxi Start (Normal Tariff) |
-- |
|
|
Taxi 1 mile (Normal Tariff) |
-- |
|
|
Taxi 1hour Waiting (Normal Tariff) |
-- |
|
|
Gasoline (1 gallon) |
0.97 $ |
|
|
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
25000.0 $ |
|
|
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
30000.0 $ |
|
|
Utilities (Monthly) |
Price |
World Range |
|---|---|---|
|
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
166.35 $ |
|
|
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) |
-- |
|
|
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
87.5 $ |
|
|
Sports And Leisure |
Price |
World Range |
|---|---|---|
|
Fitness Club, Monthly Fee for 1 Adult |
25.0 $ |
|
|
Tennis Court Rent (1 Hour on Weekend) |
-- |
|
|
Cinema, International Release, 1 Seat |
8.5 $ |
|
|
Childcare |
Price |
World Range |
|---|---|---|
|
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
650.0 $ |
|
|
International Primary School, Yearly for 1 Child |
-- |
|
|
Clothing And Shoes |
Price |
World Range |
|---|---|---|
|
1 Pair of Jeans (Levis 501 Or Similar) |
27.49 $ |
|
|
1 Summer Dress in a Chain Store (Zara, H&M, ...) |
25.0 $ |
|
|
1 Pair of Nike Running Shoes (Mid-Range) |
61.48 $ |
|
|
1 Pair of Men Leather Business Shoes |
100.0 $ |
|
|
Rent Per Month |
Price |
World Range |
|---|---|---|
|
Apartment (1 bedroom) in City Centre |
600.0 $ |
|
|
Apartment (1 bedroom) Outside of Centre |
575.0 $ |
|
|
Apartment (3 bedrooms) in City Centre |
1000.0 $ |
|
|
Apartment (3 bedrooms) Outside of Centre |
1000.0 $ |
|
|
Buy Apartment Price |
Price |
World Range |
|---|---|---|
|
Price per Square Feet to Buy Apartment in City Centre |
-- |
|
|
Price per Square Feet to Buy Apartment Outside of Centre |
-- |
|
|
Salaries And Financing |
Price |
World Range |
|---|---|---|
|
Average Monthly Net Salary (After Tax) |
4583.33 $ |
|
|
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate |
5.0 % |
|
The monthly expenses for living in Somerset, Kentucky come to a total of approximately $2286. This includes an average monthly rent of around $600 for a one-bedroom apartment in the city center, along with utilities costing about $210 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $949 per month.
Living in Somerset, Kentucky appears to be relatively budget-friendly when considering the average monthly income of $4583.33. However, to enjoy a comfortable standard of living in Somerset, Kentucky, you would likely need an income exceeding $4583.33.
In Somerset, Kentucky, the average monthly post-tax salary hovers around $4583.33, and it isn't tied to any particular skillset or qualification.
The typical monthly rent for a one-bedroom apartment in the central area of Somerset, Kentucky is approximately $600. If you're open to living in a location outside the city center, you can expect to pay around $575.0 for such an apartment.
The expense for groceries in Somerset, Kentucky can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $912 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.
The cost of living in United States can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout United States.
Somerset has a low risk according to 2020 crime data. Violent and property crimes are all below the state and national averages. On top of that, there is a lot to do in this region that makes it safe and exciting.
You'll want to have a car here. There isn't a public bus system, and using a taxi or rideshare to get around Daniel Boone National Forest will cost a lot. A rental car will be much cheaper. You can find some taxis or rideshares to get around town if you choose, especially if you're drinking alcohol.
The theft rate here is lower than the national average, but not by much. Pickpocketing isn't very common. Shoplifting is one of the top theft categories, in addition to a category called "Other," which means stealing items from places like yards or campsites.
This is the one to worry about the most. There's a medium risk around Kentucky, and Somerset is no exception. You can get tornadoes and extensive flooding. Those are the biggest risks, but thunderstorms during warm months and winter storms are quite common.
Robbery rates have been cut by two-thirds since 2018. There were four reported in 2020. Normally, I'd write that plunge off as a pandemic-induced drop, but 2019 was also much lower than 2018. Just one of the four robberies was in a public place. The rest were in homes. There's a low risk it will happen to you.
There's a low risk in Somerset and the surrounding area. It's a rural area made up of wilderness activities. The Blue Grass Army Depot would be the only potential hard target, and that's an hour northeast of Somerset.
Several phone scams are making their way through Somerset, mainly scammers pretending to be high-ranking officials. This is something that would only impact locals, and tourists shouldn't have to worry about being scammed.
63% of the violent crimes happen against women in Somerset, according to 2020 data. However, 58% of those crimes happened in homes. There's a low risk, but not low enough that you should ever let your guard down. Here you have to be skilled at outdoor survival and be okay with creepy talk of the supernatural.
The 2021 Water Quality Report from Somerset Utilities shows low risk, with all categories meeting or exceeding standards and no violations reported. You can use the tap water at low risk, but be sure to sign up for emergency alerts or check the city's social media pages in case of boil orders due to pipe flushing or flooding.
You'll need a U.S. Travel or Work Visa to enter the country. You'll need your Visa at Customs, but not after that until you return home. Store it in a safe place. Be sure to start this process early because it can take several months to get the visa issued.
You can only use the U.S. Dollar here, and it's smart to have some spending cash in case you find a store or restaurant that doesn't take credit cards. You should never carry all your cash in one place.
The weather is all over the place in Kentucky, with the temperature changing by the day, sometimes dramatically. Most people here will be wearing some version of camouflage, so that tells you it's a very casual region. Bring sturdy hiking boots and bug spray. You should also bring an outer layer that is waterproof. In the winter, you might need a coat, but there are mild spells where it won't be needed. Check the forest before your trip to help decide what to pack.
Lexington's Blue Grass Airport is 90 minutes north, and Knoxville's airport is about two and a half hours south.
You should definitely get travel insurance that includes any outdoor accidents or injuries. If you are bringing expensive hunting or fishing gear, make sure you know what value you can get back if the airline loses those items.
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 46°F | 50°F | 60°F | 69°F | 77°F | 84°F | 87°F | 86°F | 80°F | 70°F | 59°F | 49°F |
| Temp | 36°F | 39°F | 48°F | 57°F | 65°F | 73°F | 76°F | 75°F | 69°F | 57°F | 48°F | 39°F |
| Low | 29°F | 31°F | 39°F | 47°F | 55°F | 63°F | 67°F | 65°F | 58°F | 47°F | 39°F | 32°F |
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 7°C | 10°C | 15°C | 20°C | 25°C | 28°C | 30°C | 30°C | 26°C | 21°C | 15°C | 9°C |
| Temp | 2°C | 3°C | 8°C | 13°C | 18°C | 22°C | 24°C | 23°C | 20°C | 13°C | 8°C | 3°C |
| Low | -1°C | 0°C | 3°C | 8°C | 12°C | 17°C | 19°C | 18°C | 14°C | 8°C | 3°C | 0°C |