Are you considering a move to Elkhart, Indiana, United States, and wondering about the cost of living? Elkhart, Indiana is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Elkhart, Indiana and help you understand whether $2457 per month is moderately priced, given the average monthly salary of $3200.0.
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Restaurants |
Price |
World Range |
|---|---|---|
|
Meal, Inexpensive Restaurant |
10.0 $ |
|
|
Meal for 2 People, Mid-range Restaurant, Three-course |
40.0 $ |
|
|
McMeal at McDonalds (or Equivalent Combo Meal) |
8.0 $ |
|
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Domestic Beer (1 pint draught) |
6.5 $ |
|
|
Imported Beer (12 oz small bottle) |
5.0 $ |
|
|
Cappuccino (regular) |
3.58 $ |
|
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Coke/Pepsi (12 oz small bottle) |
2.12 $ |
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Water (12 oz small bottle) |
1.99 $ |
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Markets |
Price |
World Range |
|---|---|---|
|
Milk (regular), (1 gallon) |
0.86 $ |
|
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Loaf of Fresh White Bread (1 lb) |
2.12 $ |
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Rice (white), (1 lb) |
3.22 $ |
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|
Eggs (regular) (12) |
3.0 $ |
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Local Cheese (1 lb) |
8.49 $ |
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Chicken Fillets (1 lb) |
14.83 $ |
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Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
17.44 $ |
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Apples (1 lb) |
6.66 $ |
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Banana (1 lb) |
2.38 $ |
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Oranges (1 lb) |
2.62 $ |
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Tomato (1 lb) |
4.47 $ |
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Potato (1 lb) |
5.22 $ |
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Onion (1 lb) |
2.47 $ |
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Lettuce (1 head) |
2.0 $ |
|
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Water (1.5 liter bottle) |
2.5 $ |
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|
Bottle of Wine (Mid-Range) |
8.25 $ |
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|
Domestic Beer (0.5 liter bottle) |
-- |
|
|
Imported Beer (12 oz small bottle) |
3.05 $ |
|
|
Cigarettes 20 Pack (Marlboro) |
8.0 $ |
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Transportation |
Price |
World Range |
|---|---|---|
|
One-way Ticket (Local Transport) |
-- |
|
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Monthly Pass (Regular Price) |
-- |
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Taxi Start (Normal Tariff) |
-- |
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Taxi 1 mile (Normal Tariff) |
-- |
|
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Taxi 1hour Waiting (Normal Tariff) |
-- |
|
|
Gasoline (1 gallon) |
0.99 $ |
|
|
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
28000.0 $ |
|
|
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
24000.0 $ |
|
|
Utilities (Monthly) |
Price |
World Range |
|---|---|---|
|
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
242.19 $ |
|
|
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) |
-- |
|
|
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
59.0 $ |
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Sports And Leisure |
Price |
World Range |
|---|---|---|
|
Fitness Club, Monthly Fee for 1 Adult |
50.0 $ |
|
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Tennis Court Rent (1 Hour on Weekend) |
-- |
|
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Cinema, International Release, 1 Seat |
13.97 $ |
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Childcare |
Price |
World Range |
|---|---|---|
|
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1100.0 $ |
|
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International Primary School, Yearly for 1 Child |
20000.0 $ |
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Clothing And Shoes |
Price |
World Range |
|---|---|---|
|
1 Pair of Jeans (Levis 501 Or Similar) |
25.99 $ |
|
|
1 Summer Dress in a Chain Store (Zara, H&M, ...) |
42.5 $ |
|
|
1 Pair of Nike Running Shoes (Mid-Range) |
95.0 $ |
|
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1 Pair of Men Leather Business Shoes |
115.0 $ |
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|
Rent Per Month |
Price |
World Range |
|---|---|---|
|
Apartment (1 bedroom) in City Centre |
800.0 $ |
|
|
Apartment (1 bedroom) Outside of Centre |
800.0 $ |
|
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Apartment (3 bedrooms) in City Centre |
1500.0 $ |
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Apartment (3 bedrooms) Outside of Centre |
1500.0 $ |
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Buy Apartment Price |
Price |
World Range |
|---|---|---|
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Price per Square Feet to Buy Apartment in City Centre |
-- |
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Price per Square Feet to Buy Apartment Outside of Centre |
-- |
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Salaries And Financing |
Price |
World Range |
|---|---|---|
|
Average Monthly Net Salary (After Tax) |
3200.0 $ |
|
|
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate |
6.7 % |
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The monthly expenses for living in Elkhart, Indiana come to a total of approximately $2457. This includes an average monthly rent of around $800 for a one-bedroom apartment in the city center, along with utilities costing about $271 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $835 per month.
Living in Elkhart, Indiana appears to be relatively budget-friendly when considering the average monthly income of $3200.0. However, to enjoy a comfortable standard of living in Elkhart, Indiana, you would likely need an income exceeding $3200.0.
In Elkhart, Indiana, the average monthly post-tax salary hovers around $3200.0, and it isn't tied to any particular skillset or qualification.
The typical monthly rent for a one-bedroom apartment in the central area of Elkhart, Indiana is approximately $800. If you're open to living in a location outside the city center, you can expect to pay around $800.0 for such an apartment.
The expense for groceries in Elkhart, Indiana can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $785 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.
The cost of living in United States can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout United States.
There are many reports out there that Elkhart is one of the most dangerous cities in Indiana. I've researched just about every city, and while the crime rate is higher than average, there are many cities far worse off. A recent uptick in gun violence in 2022 is leading me to give this a medium risk, but it's not as dangerous as nearby South Bend.
The Interurban Trolley is the bus system between Mishawaka, Elkhart, and Goshen (with plenty of stops at popular destinations). You can't get to South Bend using the trolley, but you can connect in Mishawaka to the TRANSPO bus service to South Bend. Taxis and rideshares are available. To enjoy this entire region, you should rent a car. I can't even imagine what an Uber cost would be on a Heritage Trail road trip.
There were three pickpockets in 2020, which gives it a low risk. However, this is the part I found interesting. The FBI lists the crimes with the average amount stolen in a theft crime. Purse snatchings were the second-highest value of all the items listed. The average take for a purse snatcher was $735 and one wallet was stolen with a value of $510. We can't stress enough that this isn't the place to bring your expensive purse or to carry around a lot of cash.
You'll have year-round risks here. Winter brings snow, ice, and sleet. Most of the time it's very manageable, but there can be blizzards or ice accumulations that stop all traffic in its tracks. Spring brings an enhanced risk of tornadoes with severe thunderstorms, and that risk lessons, but still exists, through the summer and fall. With the river in the center of town, there's a flooding risk too. All of this adds up to medium risk.
One-third of all robberies in Elkhart happen in public, and some of them are quite egregious. There was a robbery here caught on tape where two people beat a paralyzed man in a wheelchair because they saw money sticking out of his pocket. Because of the increase in violent crime, and the ruthlessness of robbers, we're giving this a medium risk level.
There's a low risk here unless a terror group suddenly grows a hatred of recreational vehicles. There are no military targets or large population areas here, and terror groups are more likely to target places like Chicago or Indianapolis.
There are plenty of phone scams going around Elkhart, but nothing that should concern a person visiting here. You should always be aware of the potential for new scams, and report any type of fraudulent activity to the police.
The sexual assault rate here is slightly higher than the national average. If you are visiting the wide variety of attractions here and staying off the streets by yourself at night, there's a low risk. You just really can't let your guard down here at all and never go to a private home with someone you have just met. 64% of violent crimes here happen in private homes.
The water quality in Elkhart meets or exceeds the required standards, but there was one violation in 2021. The nitrate test wasn't properly analyzed, leaving a gap in information about water quality at that time. The City of Elkhart says the issue has been resolved and steps have been put in place to avoid this happening again. There's low risk when using the water and kudos to the utility for being transparent about its mistake.
You'll need about four months to get your visa application processed, so start early. You'll fill out paperwork and be required to do an in-person interview. Once you are in the country, you don't need your visa to travel between cities or states.
You can only use the U.S. Dollar here and you should avoid carrying cash. Use one credit card and set up fraud alerts before you go. Never throw away a receipt in a public trash can without shredding it first.
You'll need head-to-toe winter clothing as it can get quite cold here. There are times that warming shelters need to open because it's too cold for the homeless to be on the streets. Dress in warm layers and don't forget a couple of winter hats. Summers are going to be muggy and you're going to sweat a lot, so pack accordingly. Also, bring bug spray for the warmer months. Mosquito bites can quickly ruin a fun outdoor adventure.
South Bend International Airport is about 45 minutes away on the other side of the metro area. If you'd like to drive a little longer for a bigger airport, you can take the two-hour trip to the Chicago area airports.
You should review travel insurance options for a trip to a place where the weather can be so extreme.
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 32°F | 35°F | 47°F | 59°F | 69°F | 78°F | 81°F | 79°F | 73°F | 61°F | 48°F | 36°F |
| Temp | 25°F | 28°F | 37°F | 49°F | 59°F | 69°F | 72°F | 70°F | 63°F | 52°F | 41°F | 30°F |
| Low | 20°F | 22°F | 31°F | 41°F | 51°F | 60°F | 64°F | 62°F | 55°F | 44°F | 35°F | 25°F |
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 0°C | 1°C | 8°C | 15°C | 20°C | 25°C | 27°C | 26°C | 22°C | 16°C | 8°C | 2°C |
| Temp | -3°C | -2°C | 2°C | 9°C | 15°C | 20°C | 22°C | 21°C | 17°C | 11°C | 5°C | -1°C |
| Low | -6°C | -5°C | 0°C | 5°C | 10°C | 15°C | 17°C | 16°C | 12°C | 6°C | 1°C | -3°C |