Are you considering a move to Owensboro, Kentucky, United States, and wondering about the cost of living? Owensboro, Kentucky is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Owensboro, Kentucky and help you understand whether $2408 per month is moderately priced, given the average monthly salary of $3517.84.
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Restaurants |
Price |
World Range |
|---|---|---|
|
Meal, Inexpensive Restaurant |
19.0 $ |
|
|
Meal for 2 People, Mid-range Restaurant, Three-course |
82.5 $ |
|
|
McMeal at McDonalds (or Equivalent Combo Meal) |
10.0 $ |
|
|
Domestic Beer (1 pint draught) |
6.25 $ |
|
|
Imported Beer (12 oz small bottle) |
8.3 $ |
|
|
Cappuccino (regular) |
3.65 $ |
|
|
Coke/Pepsi (12 oz small bottle) |
2.33 $ |
|
|
Water (12 oz small bottle) |
2.27 $ |
|
|
Markets |
Price |
World Range |
|---|---|---|
|
Milk (regular), (1 gallon) |
0.5 $ |
|
|
Loaf of Fresh White Bread (1 lb) |
3.84 $ |
|
|
Rice (white), (1 lb) |
5.36 $ |
|
|
Eggs (regular) (12) |
4.29 $ |
|
|
Local Cheese (1 lb) |
15.06 $ |
|
|
Chicken Fillets (1 lb) |
15.32 $ |
|
|
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
16.33 $ |
|
|
Apples (1 lb) |
5.95 $ |
|
|
Banana (1 lb) |
1.35 $ |
|
|
Oranges (1 lb) |
4.68 $ |
|
|
Tomato (1 lb) |
3.58 $ |
|
|
Potato (1 lb) |
0.88 $ |
|
|
Onion (1 lb) |
3.01 $ |
|
|
Lettuce (1 head) |
2.52 $ |
|
|
Water (1.5 liter bottle) |
2.37 $ |
|
|
Bottle of Wine (Mid-Range) |
8.5 $ |
|
|
Domestic Beer (0.5 liter bottle) |
2.05 $ |
|
|
Imported Beer (12 oz small bottle) |
4.81 $ |
|
|
Cigarettes 20 Pack (Marlboro) |
7.0 $ |
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|
Transportation |
Price |
World Range |
|---|---|---|
|
One-way Ticket (Local Transport) |
1.0 $ |
|
|
Monthly Pass (Regular Price) |
-- |
|
|
Taxi Start (Normal Tariff) |
7.0 $ |
|
|
Taxi 1 mile (Normal Tariff) |
2.73 $ |
|
|
Taxi 1hour Waiting (Normal Tariff) |
50.0 $ |
|
|
Gasoline (1 gallon) |
0.88 $ |
|
|
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
30000.0 $ |
|
|
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
27093.75 $ |
|
|
Utilities (Monthly) |
Price |
World Range |
|---|---|---|
|
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
176.38 $ |
|
|
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) |
-- |
|
|
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
75.79 $ |
|
|
Sports And Leisure |
Price |
World Range |
|---|---|---|
|
Fitness Club, Monthly Fee for 1 Adult |
-- |
|
|
Tennis Court Rent (1 Hour on Weekend) |
-- |
|
|
Cinema, International Release, 1 Seat |
10.97 $ |
|
|
Childcare |
Price |
World Range |
|---|---|---|
|
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1310.62 $ |
|
|
International Primary School, Yearly for 1 Child |
5000.0 $ |
|
|
Clothing And Shoes |
Price |
World Range |
|---|---|---|
|
1 Pair of Jeans (Levis 501 Or Similar) |
30.0 $ |
|
|
1 Summer Dress in a Chain Store (Zara, H&M, ...) |
30.0 $ |
|
|
1 Pair of Nike Running Shoes (Mid-Range) |
86.67 $ |
|
|
1 Pair of Men Leather Business Shoes |
124.44 $ |
|
|
Rent Per Month |
Price |
World Range |
|---|---|---|
|
Apartment (1 bedroom) in City Centre |
605.0 $ |
|
|
Apartment (1 bedroom) Outside of Centre |
-- |
|
|
Apartment (3 bedrooms) in City Centre |
1027.0 $ |
|
|
Apartment (3 bedrooms) Outside of Centre |
-- |
|
|
Buy Apartment Price |
Price |
World Range |
|---|---|---|
|
Price per Square Feet to Buy Apartment in City Centre |
1076.39 $ |
|
|
Price per Square Feet to Buy Apartment Outside of Centre |
-- |
|
|
Salaries And Financing |
Price |
World Range |
|---|---|---|
|
Average Monthly Net Salary (After Tax) |
3517.84 $ |
|
|
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate |
6.58 % |
|
The monthly expenses for living in Owensboro, Kentucky come to a total of approximately $2408. This includes an average monthly rent of around $605 for a one-bedroom apartment in the city center, along with utilities costing about $214 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $1035 per month.
Living in Owensboro, Kentucky appears to be relatively budget-friendly when considering the average monthly income of $3517.84. However, to enjoy a comfortable standard of living in Owensboro, Kentucky, you would likely need an income exceeding $3517.84.
In Owensboro, Kentucky, the average monthly post-tax salary hovers around $3517.84, and it isn't tied to any particular skillset or qualification.
The typical monthly rent for a one-bedroom apartment in the central area of Owensboro, Kentucky is approximately $605. If you're open to living in a location outside the city center, you can expect to pay around $None for such an apartment.
The expense for groceries in Owensboro, Kentucky can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $804 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.
The cost of living in United States can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout United States.
Phone and utility scams dominate the fraud landscape here, so there's a low risk a tourist would be a target.
There's a low overall risk, but it's really an average risk. The crime rates are right around the state and national averages, but there are some higher areas of property crimes.
There's an extensive public bus system in Owensboro with day passes available to save money. Taxis and rideshares are easy to hail. You can get by here without a car, but if you have one there's plenty of parking and easy highway access. There's low risk with any option.
With a one in 32 risks of being a theft victim here, that's a rate twice the national average. There's a medium risk for tourists. While pickpockets or purse snatching were reported in 2020, there's a great potential for theft as the city averages nearly 2,000 thefts each year.
A challenge of writing these stories in the summer of 2022 is watching the catastrophic flooding sweep across part of Kentucky. This is a "once in a 1,000-year flood" but it shows just how raw mother nature can be here. Severe thunderstorms, tornadoes, winter storms, and extreme temperatures are all possible. Not to mention it's incredibly humid here. There's a medium risk throughout the year and you must stay weather aware.
The robbery rate is at the national average, which isn't as common in Kentucky cities. 23% of those robberies were in public places. There's a low risk, but it's still something to be aware of, as it's not as unheard of as in some other cities.
There's a low risk here since it's not a large population area (60,000 residents) and there are no military targets nearby. Fort Knox or Louisville would be bigger potential targets.
The sexual assault rate is about 20% higher than the national average and about half of the violent crimes were against women. You should be able to enjoy Owensboro with low risk by using common sense and avoiding drinking past a point where you can make smart decisions.
The 2021 Annual Water Quality Report shows no violations and all water meets or exceeds the required standards. There's low risk when using tap water for drinking or bathing.
A travel visa to the U.S. is going to cost $160 and take several months of processing time. Once you get your visa, you only need to show it at the airport. You can travel throughout the state and cross into Indiana without showing it.
The U.S. Dollar is the only currency you can use here, and you should avoid carrying cash with high theft rates here. Credit cards are widely accepted.
You can expect a range of temperatures any time of year, so bring different layers of clothing, from t-shirts to sweatshirts. You'll need a coat in the winter, but not a thick, arctic one. Summers will be humid and you'll sweat a lot. Wearing loose-fitting, light-colored clothing helps a little bit. With so much walking to do, bring some comfortable walking shoes.
The Owensboro-Daviess County Regional Airport is just four miles west of the city's center. If you are flying out of Louisville, plan for a two-hour drive.
Travel insurance is such a great peace of mind to have when traveling, as it covers your health, your stuff, and your flights. The weather here can easily cause delays or cancellations.
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 43°F | 47°F | 58°F | 69°F | 77°F | 85°F | 88°F | 87°F | 81°F | 69°F | 57°F | 47°F |
| Temp | 34°F | 37°F | 47°F | 58°F | 67°F | 76°F | 79°F | 78°F | 70°F | 59°F | 48°F | 38°F |
| Low | 27°F | 30°F | 39°F | 49°F | 58°F | 66°F | 69°F | 68°F | 60°F | 49°F | 40°F | 31°F |
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 6°C | 8°C | 14°C | 20°C | 25°C | 29°C | 31°C | 30°C | 27°C | 20°C | 13°C | 8°C |
| Temp | 1°C | 2°C | 8°C | 14°C | 19°C | 24°C | 26°C | 25°C | 21°C | 15°C | 8°C | 3°C |
| Low | -2°C | -1°C | 3°C | 9°C | 14°C | 18°C | 20°C | 20°C | 15°C | 9°C | 4°C | 0°C |